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Writer Pen - Sylvia Cruz

Sylvia holds Bachelor and Master degrees in Business Administration with majors in Finance and Accounting. She is also a CIA - Certified Internal Auditor. Ms.Cruz writes articles on personal finance, practical money matters, investing, accounting and other topics.

Sylvia worked in the banking sector for over 10 years in both domestic and international banks. She was exposed to financial and investment products and gained experience in various bank's departments; including Accounting, Risks, Trading and Treasury. These are some of her Finance and Investment articles:

• Low Cost Online Investing
• Creating an Investment Portfolio
• Precious Metal IRA
• Maximum IRA and 401K Contributions
• Cheap Stock Investment for Children

Working in banking opened her appetite for the study of money, she learns much about the history and evolution of money at the American Numismatic Association of which she is a supporting member. These are some of her articles on numismatic:

• National Park Quarters
• UK Old Money
• Australian Coins
• Canadian Coins
• US 2009 Ultra High Relief Gold Coin
• Saint Gauden Coins
• US Paper Money Values

Other Personal Financial Articles Include:

• Money for People with Disabilities
• Small Business Money for People with Disabilities - NY
• Government Small Business Funding for People with Disabilities
• Loans for People Receiving Social Security Disability Income
• Loans and Grants for Students on Disability Income

Disclaimer: Ms. Cruz enjoys writing about Finance and Investment topics, however her articles do not create a financial adviser/client's relationships. These articles are meant for information purposes and are not substitute for the advice of an experienced financial adviser.